Zash Loan

Zash Loan: How to Apply, Zash Loan App Download

When it comes to offering instant loans to Kenyans, Zash loans is always among the top players.  If you’re a Kenyan who needs a quick loan to meet your financial needs, you can consider taking a loan from Zash lending platform. 

Zash is an online lending platform that offers instant loans to their users. The loan application can be completed online hence there is no stress for paperwork as it is in conventional borrowing. For detailed information about the lending terms of Zash platform and its legitimate nature, keep scrolling!

Zash Loan Requirements

Zash Loan

To be eligible for Zash loan, applicants are expected to meet the following eligibility criteria. They are:

  • The applicant must be between the age range of  18-60 years old
  • Must be a Kenya resident.
  • You must have a stable & steady income source.

Zash Loanable Amount

The loan amount that an applicant can take from Zash lending platform ranges from  KSh 500 – KSh 50,000.

Zash Loan Term

The repayment plan of Zash loan is not fixed, it is flexible so that borrowers can pay off their loans without breaking the bank. 

Zash loan tenure ranges from 91 days – 365 days.

Zash Loan Interest Rate

The maximum Annual Representative Rate(APR) of Zash loan is  25%.

Representative Example of Zash Loan

Let’s assume you take a loan from Zash with the following breakdown:

Low amount:  ksh 20,000

Loan term: 91 days

The monthly interest rate will be:  25% / 12 = 2.08%

Then, monthly interest:  ksh 20,000 * 2.08% = ksh416

Hence, the total monthly payment will be: ksh20,000 / 3 + ksh 416 = ksh7082.67

Finally, the total repayment amount: ksh 20,000.00 + ksh20,000* 2.08%*3= ksh 21,248.

Zash Loan Application Process

Applying for Zash loan is quite easy, follow the simple steps below to apply:

  • Visit Google Play Store, download & install the Zash loan app.
  • Register with the needed details to get started.
  • Complete the online loan application form with the relevant details including the loan amount that you want to take.
  • Wait for loan application review and subsequent approval.
  • Finally, if approved the loan amount will be disbursed to M-PESA account in a matter of minutes.

How to Download Zash Loan App

Downloading Zash loan app is pretty simple, follow the steps below to download:

  • Go to Google Play Store on your device.
  • On the search bar type ‘’Zash loan’’.
  • Tap on download.
  • After downloading, install the Zash loan app.
  • After installing  the app, you can create a Zash loan account by signing up with the required details.

Zash Loan Limit

The maximum loan amount that customers can take from Zash lending platform is KSh 50,000.

Is Zash Loan Legit?

Zash loan appears to be a legitimate lending platform since it is registered with the Central Bank of Kenya. Millions of users have taken loans from Zash to meet their urgent financial needs. However, before you take a loan from Zash, it makes sense to understand their lending terms to know whether it is suitable for you or not.

Zash Customer Care

If you need assistance from Zash loan, you can contact their customer care representative via the following means:

Address: One Padmore Place,George Padmore Road,Nairobi City,Kenya


Zash Loan Customer Review

From Google Play Store, some of the customers reviews about Zash loan app are outlined below:

Positive Reviews

abigaeln cherono – ‘’Zash loan is the best loan app ever,, faster convenient reliable and effective,,, their interest is not too high like other loan apps,,, their customer service is perfect,, can’t complain,, applications takes few minutes,, their limit also is high,,, do help for emergencies purposes,,, this is the app I’ve been looking for ever before,,, it’s a blessing to have it around me and off course in my phone,, it do help a lot during emerged you are God sent I hope you will keep it up to a better.aamen’’

Phillexx Wanjala –’’The app is good,and easy to use but the loan interest is quite high.The limit increases well when i repay my loan on time. I rated four stars because of the higher interest but if you would have balanced the interest,I would have given it 5 stars’’.

Negative Reviews

Albert Delrio — ‘’AT first the app was good.However recently it has changed and they deny you a loan even after making early payments. I was your client but I no longer have interest in your services so the loan limit does not grow,goodby’’.

Mary Kim – ‘’Wish I could give it 0 stars. These apps are basically gathering and selling your info. They lie to you that your loan is about to be approved and prompt you to give them a 5-star rating so they can appear good and continue deceiving people. Don’t fall for it’’.


Zash loan offers instant loans to Kenyans to enable them to meet their urgent financial needs thereby giving financial peace of mind. The loan application is quite simple and straightforward. Once you meet their eligibility criteria, you are going to get approved in a matter of minutes. 

However, it makes sense to understand their terms before opting for the loan to enable you to make informed decisions ahead of time.

Borrow responsible and spend wisely!

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