Just as the name implies, if you’re in a dire need of instant cash to meet your urgent financial needs, Urgent10k got you covered.
Urgent10k lending platform offers unsecured loans to their users to ease their financial burden. The amazing thing is that their application process is quite simple and straightforward because their mobile app is easy to navigate with its user-friendly interface.
As we proceed with the discussion, we shall be taking into cognizant the Urgent10k loanable amount, loan term, interest rate and other relevant information to keep you posted.
Is Urgent10k Legit?
YES. Urgent10k is legit.
Over the years, Urgent10k has continued to render lending services to their esteemed customers. However, we strongly recommend that you understand their terms like interest rate, loan tenure etc before getting a loan from them.
1. Eligibility Criteria For Urgent10k Loan
To get the Urgent10k loan, applicants are expected to meet some requirements, the criteria are outlined below:
- Must have a stable income source.
- The applicant must be at least 21 years old.
- Active bank account with BVN will be an added advantage.
2. Urgent10k Loanable Amount
The loan amount that a user can take from Urgent10k loan platform ranges from N5,000 – N100,000.
3. Urgent10k Loan Term
The Urgent10k repayment plan is not fixed; it varies depending on what you chose and the plan that is suitable for you.
However, their loan tenor ranges from 60 – 180 days. The longer the loan tenure, the higher the interest rate and vice versa.
4. Urgent10k Interest Rate
The monthly interest rate of the Urgent10k loan is pegged at 3% while the Annual Percentage Rate(APR) is 36%.
5. Urgent10k Loan Application Process
Applying for an Urgent10k loan doesn’t involve rigorous processes since there are not many requirements and documentation hence making the whole process hassle-free. To apply for the loan, follow the steps outlined below:
- Download the Urgent10k app from Google Play Store or Apple Store for Android and iOS users respectively.
- Register by filling in the required details to get started.
- Fill the loan application with correct details as required.
- Submit your application for evaluation. Your credit score and previous loan performance will be reviewed.
- If your application is approved, the loan amount will be sent to your account.
6. Urgernt10k Loan App Download
Downloading the Urgent10k loan app is very easy, anyone can download it. Follow the steps below to get the app:
- Go to the app store
- In the search bar, type ‘’Urgent1ok Loan App’’.
- Once you see the app, click on download.
- After downloading the app, click on install and you’re good to go.
7. Urgent10k Customer Care
If you’ve any inquiry, question or you need assistance from the Urgent10k platform, you can do well by contacting their customer care support for help. You can reach out to them via the following means:
8. Urgent10k Loan Review
Just like other lending platforms, users of the Urgent10k loan platform have continued to share their experience as it concerns the lending service of the platform.
Some of the users expressed satisfaction with the lending services of Urgent10k platform while some expressed concern on what they perceived as tedious application process noting that it is time consuming hence urging Urgent10k platform to up their game since there is always room for improvement.
Our check on Google Play Store reveals that the Urgent10k loan app is rated 3.1 stars from over 700 reviews which means that they need to improve on their services.
From the Play Store, Jubril Lukman has this to say about the app: ‘’The interest rate of the app is really good, which is 10%. It will really go a long way for users if you can reduce the interest rate a little’’.
According to Damilola Yusuf: ‘’Urgent10k app has a very simple, basic, straight-to-the-point interface. However, I found the registration process too long and tedious, and the fact that I don’t get to skip some things and do them later isn’t pleasant’’.
While the Urgent10k loan platform is helping users to ease their financial burden, it is important for an intending applicant to take into cognizant their terms like interest rate to enable them to make informed financial decisions beforehand.
For further inquiry about the lending services of Urgent10k platform, you can reach out to their customer support services for help.