Opay USSD Code [Withdraw, Airtime, Data, Card, Balance]

If you’re an Opay user, it is important to know their Unstructured Supplementary Service Data (USSD) code so that you can use it to carry out any kind of transactions when the need arises. Hence in our today’s guide, we shall be focusing on Opay USSD code and how to use them.

Opay which is the short form of Opera Pay is a digital payment service that offers different kinds of financial services. Their USSD code is designed such that it can be used to carry out different kinds of transactions like bill payment, fund transfers, airtime purchase etc. But if you don’t know the codes to carry out these transactions, no worries! We get you covered. Stay tuned!

However, Opay has different USSD codes. This means that they have different code for each transaction. Hence, it is important to know a particular code that can be used to carry out a specific transaction to avoid being frustrated when using it and that’s why this article is worth your time.

Let’s proceed with the discussion.

Opay USSD Code

The multipurpose and special Opay USSD code is *955#. This code can be used to carry out most of the financial transactions like bill payment, withdrawals etc in Opay platform.

Opay introduced this USSD with the primary aim of helping their customers to transact businesses on their platform without hitches. It was introduced after the launch of the fintech company.

However, before you’ll be able to use the Opay USSD code, you are expected to have an account with them. Not only that, the code can only work when you dial it on the phone number that is linked to your Opay account.

Meanwhile, this USSD code works on MTN, 9mobile, Glo and Airtel networks. 

What Opay USSD Codes Can Be Used For?

From the foregoing, we’ve noticed that the Opay USSD codes can be used to carry out various financial transactions. For clarity purposes, we’re going to throw more light on what the USSD can be used for. Some of the functions that you can perform with the Opay USSD include:

• The codes can be used to buy airtime for different networks like MTN, Glo, 9mobile etc.
• It can also be used to make bill payments like electricity bills.
• You can also use the code to buy data for the network you’re using.
• The code can also be used for cable subscription.
• You can also use the code for fund transfer.
• You can also use the code to place food orders from the local restaurant nearest to you. 
• This code can also be used to hail a ride like  OCar for cars,  ORide for bikes etc.
• You can also use the code to fund your betting account like Bet9ja, NairaBet.
• The Opay USSD code can also be used for Opay investment(OWealth).
• With the code, you can also get a quick loan(OKash).

Updated List Of All Opay USSD Codes 2023

The updated list of all Opay USSD codes is summarized in the table below

S/N	Services	USSD
1.	Transfer to OPay Account	955*1*amount* account no#
2.	Transfer to Bank Account	955*2*amount* account no#
3.	Airtime for Others	*955*3*amount*mobile no#
4.	Data	*955*4*mobile no#
5.	Airtime for Self	*955*3*amount#
6.	Check Balance	*955*0#
7.	Get OTP	*955*010#
8.	Card Activation	*955*03121#
9.	Betting	*955*5#
10.	Electricity	*955*6#

How To Use Opay USSD Code to Create An Opay Account

If you want to create an Opay account with the USSD, just follow the procedures below;

1. Press *955# on your device.
2. Choose ‘’create account’’ option.
3. Write your first and last name on the option provided.
4. At this point, you need to set up your six digits login pin.
5. Use the OTP that is sent to you to verify your account.
6. Finally, your Opay account is good to go.

How To Use Opay USSD Code For Transfer

If you want to use Opay USSD for transfer, then you’ll need to follow the steps below:

1. On your dial pad, press *955#.
2. Tap on the call button to start the USSD code service.
3. Now, a different menu will display on our screen with plenty of options but choose the ‘’Transfer’’ option by inserting the corresponding code or number associated with it.
4. When prompted, select if you would like to transfer funds to a bank or Opay account.
5. If you want to transfer funds to either to Opay or bank account select ‘’1’’ or ‘’2’’ respectively or any other assigned code as the case maybe.
6. Put the recipient’s Opay phone number or account number sequel to the selection you made in the above step.
7. Put the exact amount you want to transfer.
8. Review the details of the recipient  to ensure that it is correctly entered.
9. Put your Opay PIN to proceed with the transaction.
10. Finally, a confirmation message will be sent to you if the transaction is successful.

Opay USSD Code For OTP

If you want to use the Opay USSD code to generate One Time Password(OTP) for additional security for your Opay account, then you’ll need to follow the steps below:

1. On your dial pad, press *955*010#.
2. Tap on the call button to start the USSD code service.
3. At this point, an OTP will be sent to the phone number that you link to your Opay account.
4. Copy the OTP.
5. Put the OTP on the USSD screen, you should be time conscious because it is time-framed.
6. Now, if you entered the OTP correctly, you will get a confirmation message showing that your OTP has been validated successfully.
7. Finally, you can use your Opay account to carry out transactions that require OTP verification.

Opay USSD Code For Data Or Airtime(MTN, Airtel, Glo & 9mobile)

With Opay USSD code, you can buy data or airtime for your device from the comfort of your home.

To purchase data or airtime with Opay USSD code, just follow the steps below:

1. On your dial pad, press *9553*airtime amount#.
2. Tap on the call button to start the USSD code service.
3. When prompted on the USSD screen, choose the desired network or better still, be specific if it’s your own phone number.
4. Put the receiver’s phone number if you’re buying for someone, you can skip this step if it’s your own number.
5. Review and confirm the amount you want to purchase.
6. Input your Opay PIN to authorize the purchase.
7. Finally, you will be notified once the transaction is successful.
8. At this point, you can use the purchase airtime to buy your preferred data plan and that’s all.

 How To Use Opay USSD Code For Withdrawal

If you want to make withdrawal with the Opay USSD code, just follow the steps below:

1. On your dial pad, press *955#.
2. Tap on the call button to start the USSD code service.
3. Now, you will see different options on your USSD screen but choose ‘’Withdraw’’ option.
4. Input the phone number of the Opay POS agent.
5. Input the exact amount you want to withdraw.
6. Finally, input your PIN to withdraw your money.

Opay USSD Code For Balance

If you want to check your Opay account balance using the USSD code, the appropriate code to use is *955*0#.

It is pretty easy to use the code, just dial *955*0#, you will see provision to input your PIN and guess what? Your Opay account balance will be displayed on your screen. As simple as that.

Wrap Up 

Opay has USSD codes that enable their customers to enjoy seamless transactions.

The multipurpose Opay USSD code is *955#. With this code, you can carry out different kinds of financial transactions with Opay seamlessly.

So anytime you want to use USSD code for your Opay transaction, you can refer to this write up for proper guidance!

The light fades here