Coffee Break Loan Review

Coffee Break Loan Review: Is Coffee Break Loan Safe? Find Out Now

In need of a loan but don’t know where to get it, no worries! Coffee Break will link you to potential lenders.

Coffee Break is an online platform that serves as an intermediary between borrowers and lenders. It works on the principle of connecting borrowers who need loans to lenders who give out loans when the conditions are met.

However, as a borrower who wants to use the Coffee Break digital platform, you will be expected to meet certain eligibility criteria like having a good credit score because the loan amount you can take is solely determined by your creditworthiness. 

For more information about the services and working principle of Coffee Break platform lets go through this simple guide together.

Overview Of Coffee Break Loan

Coffee Break Loan Review

As we noted in the introduction, Coffee Break serves as an intermediary between borrowers and potential lenders by linking them up hence Coffee Loan doesn’t give loan. They bridge the gap between borrowers and lenders which makes the borrowing process hassle-free.

The loanable amount that a borrower can apply for ranges from $500 – $5,000 depending on the borrowers financial needs. The amazing thing is that if your loan application is approved, the loan will be disbursed to your account within a day.

From all indications, the Coffee Break platform appears to be safe because from our research we found out that the platform implemented the 2048-bit Secure Sockets Layer(SSL) security which protects the users data and keeps it safe.

Required Details For Coffee Break Loan 

Before you can apply for loan through Coffee Break platform, the following details must be handy:

  • Your full legal name.
  • Current address and active phone number.
  • Valid means of identification.
  • Functional email address.
  • Social Security Number(SSN).
  • Proof of employment.


For your loan application to be approved, ensure that your credit score is good because it is one of the common criteria that lenders check before loan approval since each lender has their terms.

Coffee Break Interest Rate

The Annual Percentage Rate(APR) for loans taken through the Coffee Break platform is around 35.99% or less depending on the borrower’s credit score and other factors which are determined by the individual  lender.

It is also important for borrowers to be articulate when filling the loan application because it serves as the yardstick that the lenders use to check your creditworthiness before approval.

Merits & Demerits Of Coffee Break Loan


  • Quick disbursement of funds.
  • There’s no endless paperwork.
  • Their loanable amount is flexible.
  • Protection of customer’s data.


  • Their interest rate is relatively high.
  • Good credit score is a prerequisite for loan approval.
  • There’s no uniform requirements for borrowers to meet since each lender has their terms.
  • There’s no form of customer support to assist borrowers.

 Is Coffee Break Loan Safe?

YES. Coffee Break is legit and safe.

It is one of the legitimate and convenient platforms where borrowers and lenders are linked together to carry out financial transactions.

Additionally, the Coffee Break platform has been in operation for years and it has helped many of their users to ease their financial burden hence giving them financial peace of mind.

That being said, since financial platforms are liable to change overtime, we strongly recommend that you carry out independent due diligence about the modus operandi of this platform before opting for their financial services.

Coffee Break Platform & Data Protection

When it comes to data protection, Coffee Break platform is up and doing  in ensuring that their users data are highly encrypted.

Sequel to that, the platform has implemented the 2048-bit Secure Sockets Layer(SSL) security which protects the users data and keeps it safe.

Coffee Break Loan Customer Service

Although the platform doesn’t have a designated customer care unit, they designed their services such that borrowers may navigate it with ease.

Hence, they transparently wrote that they earn commission for their services and the loan approval is totally dependent on the lenders hence they advised their users to fill in the loan application form  with all sincerity providing the needed documents for the loan application review.

When it comes to convenience, Coffee Break doesn’t charge a fee for their services. Hence, it is left between the borrowers and lenders to reach an agreement, once the borrower accepts the loan terms & conditions, the deal will be sealed.


Coffee Break platform provides an enabling environment for lenders and borrowers to link up.

Coffee Break doesn’t offer loans but it serves as an intermediary between lenders and borrowers. Once a borrower meets the lender’s loan terms, the loan amount will be disbursed to their account while Coffee receives a certain percentage of the transaction amount.

Coffee Break doesn’t have general requirements for borrowers because each potential lender has their individual terms.

Don’t forget to borrow responsibly and spend wisely.

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