What Time Does Chime Direct Deposit Hit On Wednesday?
In today’s guide, we shall be addressing this pressing question, ‘’’What time does Chime direct deposit hit on wednesday?’’ Stay tuned as we go through it together.
Chime is revolutionizing the payment process to a more convenient and hassle-free system. Gone are the days where traditional banking institutions delay your payment because your paycheck needs to be cleared first. With Chime, you can receive your payment on the payday earlier than expected.
Recently, most employees have resorted to using Chime to receive their direct deposit because it is usually quick and fast, to even ease your financial burden, Chime doesn’t charge monthly fees and there’s no minimum balance requirements. In fact, with Chime, your hard-earned money will hit your account within 48 hours that your employer deposits it.
Before we proceed with the discussion, let me inform you that Chime is a fintech company that offers mobile app based banking services hence it is not a traditional bank as some people thought. However, Chime partners with The Bancorp Bank or Stride Bank, N.A. which are members of FDIC that provides their banking services.
What Time Does Chime Direct Deposit Hit On Wednesday?
On Wednesday, Chime direct deposits normally hit your personal account in the morning hours. On the norms, the local time range at which it will hit is between 12:00 am – 8:00 am.
On Eastern Standard Time(EST), Chime deposits typically hit at 9:00 am on Wednesday.
Having said that, it is important to note that the direct deposit may hit earlier before the said time while on the other hand, the direct deposit may be delayed due to some unforeseen circumstances.
Chime Direct Deposit Account
Before you can get direct deposit from Chime, you’re expected to have an account with them. Opening an account with Chime is pretty easy but you’ll need to meet these eligibility criteria below:
- Must be at least 18 years old.
- A U.S citizen.
- Valid Social Security number is also a prerequisite.
If you meet these requirements, you can go ahead to open an account with them so that you can get a direct deposit, to open the account, do this:
- Go to the Chime official website.
- Fill in the required details like your legal name, email address, phone number etc.
- Carry out identity verification.
Why Direct Deposit Hasn’t Hit Your Account
Sometimes the direct deposit may be delayed due to some factors, it is usually annoying, isn’t it? But we can’t ignore the fact that some mistakes may be made which could lead to delay in the payment. Some of the reason(s) why the direct deposit hasn’t hit may include:
- If the direct request was made after working hours.
- If your employer filled in a wrong date when processing your payroll.
- The payment will also be delayed if the direct deposit request was made during the holidays.
Summary Of Chime Direct Deposits On Weekdays & Weekend
On working days which is from Monday – Friday Chime’s direct deposit is usually from 12:00 am – 8:00 am on local time but on the Eastern Standard Time(EST), the direct deposit is normally 9:00 am.
On weekends which are Saturday and Sunday, Chime doesn’t offer direct deposit services; this is to say that their direct deposit service is only available on weekdays.
| S/N | Weekdays & Weekends | Local Time of Deposit | Availability on EST |
| 1. | Monday | 12:00 am – 8:00 am | 9:00 am |
| 2. | Tuesday | 12:00 am – 8:00 am | 9:00 am |
| 3. | Wednesday | 12:00 am – 8:00 am | 9:00 am |
| 4. | Thursday | 12:00 am – 8:00 am | 9:00 am |
| 5. | Friday | 12:00 am – 8:00 am | 9:00 am |
| 6. | Saturday | No direct deposit | No direct deposit |
| 7. | Sunday | No direct deposit | No direct deposit |
What Time Does Chime Direct Deposit Hit On Thursday?
On Thursdays, Chime direct deposit normally hit at about 9:00 am EST. Although, it could be deposited earlier depending on the financial institution involved.
What Time Does Chime Direct Deposit Hit On Friday?
On Friday, Chime direct deposit normally hit at about 9:00 am EST. Although, it could be deposited earlier depending on the financial institution involved. But according to the norms, the direct deposit will hit your account a few minutes after it is processed.
Does Chime Deposit On Weekends?
No. Chime doesn’t deposit on weekends.
As you may know, Chime and other financial institutions don’t process direct deposit on weekends, hence if your deposit is scheduled to be processed within the weekend, you’re going to get the direct deposit on the following working day.
Does Chime Show Pending Deposit?
YES. Chime shows pending deposits.
One of the amazing features of Chime app is its ability to show pending deposits.
We know how it feels if you’re expecting direct deposit and it is yet to hit your personal account.
Nevertheless, it is crucial to note that Chime may not show all your pending deposits in the app, especially a pending deposit from your employer which is still being processed by your bank.
Wrap Up
Chime direct deposit normally hits around 9:00 am on wednesday. Although it could be deposited earlier. Apart from Wednesday, the direct deposit also hits around 9:00 am on weekdays but Chime doesn’t process direct deposit on weekends.
Always remember that Chime is one of the fastest means of getting direct deposit hence many employers and employees have cued in for their services.
Cheers!
